Support a Graduate Loan Scholarship
Graduate student loan debt continues to be one of the greatest barriers to long-term financial stability, even for graduates who are fully employed. High debt relative to income can delay home ownership, family planning, and career mobility—despite strong workforce participation.
The Graduate Loan Scholarship was created to support employed graduates whose student loan obligations exceed a sustainable debt-to-income ratio. This program helps reduce education-related debt so graduates can remain productive, financially stable members of the workforce while continuing to build their careers.
This scholarship is designed with a long-term lens, supporting graduates who are working, contributing, and striving for economic mobility—but who need targeted assistance to move forward.
Why This Matters
For many graduates, employment alone is not enough to offset the burden of education-related debt.
Student loan debt in the U.S. totals more than $1.6 trillion.
(Source: Federal Reserve)
About 1 in 5 borrowers are behind on their payments.
(Source: U.S. Department of Education)
Nearly 1 in 10 borrowers eventually defaults on their student loans.
(Source: Federal Student Aid)
Default can damage credit scores for years, limiting the ability to buy a home, rent an apartment, or even get a job.
Many borrowers are unaware of repayment options or struggle to access them without guidance.
Our Solution
Education Aid’s Graduate Loan Scholarship provides structured loan repayment support for eligible, employed graduates.
Scholarship support may include:
Direct payments toward qualified student loan balances
Support based on verified employment and debt-to-income criteria
Financial relief that complements, rather than replaces, income
Assistance designed to promote long-term financial stability
Scholarship funds are paid directly to loan servicers or approved providers, ensuring responsible use of funds and measurable impact.
This program is most often funded through corporate or organization-supported scholarships, allowing employers and partners to invest directly in workforce stability and economic mobility.
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Eligibility
Typical requirements may include:
Graduation – Must have completed a degree or certificate program.
Loans – Must have federal or private student loans in repayment.
Need – Demonstrated financial hardship or difficulty making payments.
Standing – Loans must not already be in default at the time of application.
Details may vary each cycle. Always review the application for current requirements.
INTERESTED IN FUNDING A GRADUATE LOAN SCHOLARSHIP?
For many graduates, employment alone is not enough to offset the burden of education-related debt. Education Aid’s Graduate Loan Scholarship Program helps employed graduates reduce student loan pressure so they can remain financially stable and continue building their careers.
Scholarships provide direct support toward student loan obligations and are often funded through corporate or organizational partnerships aligned with workforce development and long-term opportunity.
If you are interested in supporting this scholarship or learning more about employer-aligned programs, please contact Karyn Balfour at kbalfour@educationaid.org.